Global eCommerce platform for businesses of all sizes
4.7/5 (5390 Bewertungen)PayPal is an eCommerce service that enables businesses and individuals to pay, send money and accept payments without revealing any of their financial details. PayPal's secure payment technology enables vendors to accept credit cards, debit cards and PayPal payments for a percentage transaction fee. Vendors can accept payments on their website, on the go, in-store, in-app or send an invoice to customers via email.
Fully scalable, PayPal Payments Standard & Payments Pro also have the capability to build custom, professional and secure eCommerce sites for online retailers of all sizes.
PayPal One Touch streamlines the entire purchase process by enabling customers to checkout with PayPal in a single touch, without re-entering their login information each time. PayPal Working Capital business loans offer businesses the opportunity to grow whilst PayPal Credit allows customers the flexibility to pay in installments, over time.
Vorteile
PayPal is the biggest online money transfer which makes it my best choice because I work with a number of people from almost every corner of the earth.
I love Its invoicing software. It takes away the hassle of creating invoices.
The mobile card reader is great too and I use it with my Mpesa to make payments when I'm in Kenya.
In this part of the World where other online payment systems are so inefficient, PayPal is such a life saver.
The shopping cart, the instant payment, the simple click and send, PayPal is simply awesome.
It would take me a whole day to write about the wonderful features of PayPal but it would equally take me the same time to write about cons.
Nachteile
I think its crazy to have your account limited or locked just because you have changed your IP address or you have changed your location.
PayPal annoys me by thinking that people must use the same device to login to PayPal all their life if they are to continue smoothly running their account.
If you travel to another country or log into your account with another PC, your account can be limited.
I know someone whoose account was locked with $5000 in it. Its been 1years since this happened and PayPal has never resolved the problem.
Yes they restore your account after verification but most of the time it takes them long to restore it yet its a hassle that can be avoided.
What is worse is that I have seen many people complain about this for some time now and PayPal hasn’t done anything about it.
I work for a global technology business (1,400+ people globally) with presence in multiple countries. We use PayPay on a daily basis for payments and especially, payments for some international transactions.
Vorteile
I really like that it is very easy to make a payment and you don't have to worry about your credit card information or bank information being disclosed to unwanted party. Security of payment is really key. Many people or companies avoid online payments as often your credit card information can be accessed by unwanted party who put fraudulent transactions on your credit card or even, bank account. Although credit card companies normally would refund such payment, this would require a lot of work and in case of business, a lot of time of your accountants. Time means money, as accountants can't spend time on other activities. Of course, there are a lot of negative emotions associated with credit card fraud. With PayPal, we don't have to worry about credit card fraud. The credit card information here is very secure. Additional advantage of PayPal is that we can make some payments, especially international payments that can only accept PayPal. Overall, we use PayPal as a business daily and we are very happy with it.
Nachteile
Overall, I like PayPal very much. I believe that the PayPal provider should think about widening its activity. We do use a lot of check payments and wires. I believe that PayPay should think how to expand its activity for international businesses like our company and develop some initiatives for us, to switch some international wire payments to PayPal.
No doubt, PayPal is a very convenient payments system available on the internet. With easy integration with valid credit card, users can easily make payment for any service that accept PayPal payment, send money to friends and family, and transact with online vendors all over the world. As a user since 2014, i will gladly recommend PayPal for anyone, especially for Freelancers that sell their products and offer services online which will help them receive their payment at ease, but the payment receiving feature needs to be available for their country.
Vorteile
One of the biggest advantages of PayPal is the easy online payments system which is widely accepted by online vendors, big e-commerce stores and other businesses. PayPal allow users to send out money and also receive payment, which made it easy for two individuals to carry out business transactions or send money as a gift to friends or families.
One of the best features of PayPal is the easy integration with user’s Local Bank Account; users can link their Credit Cards to their PayPal account, make transactions with PayPal and get debited on the Bank Account. Another advantage of PayPal is the security, they takes security tightly, secure logins like 2FA to prevent user’s from hackers, also each transactions are monitored and any foul suspect will result to cancellation and account will be limited for verification.
PayPal has also helped me from scammers and getting out of bad deals, they have a good refund policy that help buyers get their money back easily if the deal goes wrong.
Other advantages are keeping of all general transactions histories which can be easily printed and a straightforward user interface which makes it easy to use and understand.
PayPal have a mobile app that makes PayPal easier to use, the app is available on both Android phones and iPhones; all online functions are available on-the-go.
Nachteile
Even with the good reputation online, PayPal can be very frustrating with different disadvantages.
A major problem with PayPal is the customer support, contacting those guys can be very frustrating, using the email takes forever before they reply, calling their mobile phone takes time before you’re connected to available support which is very expensive since it’s international call. PayPal really needs to improve their customer support and at least be less aggressive with rules, which is another problem with PayPal; example of the limitation of accounts on slightest things, even though security is important to make users safe on the internet, PayPal however takes security a little too much, a simple change in account’s activities can result to limitation of user’s account which can only be resolve with ID verification and reviews.
Another con to PayPal is the limitation of some countries from having full access to their services, my country in particular can only send out funds and pay for services but we can’t receive funds, which aren’t good for business, I have to find alternative to receive payments online.
The last one I can think of is the transactions fees, unlike other competitors; PayPal doesn’t have stable fees, sometimes PayPal can charge up to 50% of total transaction amount, which isn’t encouraging.
I use PayPal for not only my eBay purchases, which is where they really started, but for many other online transaction, with both domestic and foreign vendors. In addition, their list of vendor-partners has grown exponentially since the early days. Now, it is possible to use PayPal for transactions with different types of companies in a wide variety of industries that use e-commerce for a significant percentage of their sales transactions. It would be significantly more complicated overall to do business online without PayPal's seamless and reliable money transfer and transactional payment services.
Vorteile
Paypal can be used from anywhere in the world and is free of tiresome and frustrating commercial bank fraud-detection services that will flag your bank account's debit/credit card while you are overseas for business or as a tourist--EVEN WHEN YOU ALREADY POSTED YOUR SPECIFIC TRAVEL PLANS, including countries and dates. I had two of my accounts with two separate banks flagged while I was overseas (Eastern Europe) from February to April 2019. My accounts were totally blocked and one foreign bank's ATM machine retained and destroyed my Chase VISA debit card. I have a Chase business banking account, and even with a business account, Chase has it set up so that a third-party fraud detection vendor can create a tremendous amount of havoc and collateral costs when I had already told Chase I would be overseas.
To make a long story longer, PayPal has never, ever caused me problems while I am traveling. Did I say, "ever"? It's true. I have been a customer of PayPal for 11 years and for all that time, PayPal has served me well, fulfilling my requests for payments to vendors and friends without a hitch. And if there is ever any questions regarding a transaction, their customer service team is easy to access and even easier to deal with. If there is a problem, they can fix it while you're on the phone with them.
I wish that all my online financial service providers were as easy and reliable as PayPal. They are certainly more reliable and accessible than my US-based commercial banks are.
Nachteile
In the early years, customer service was not as good as it is now. For the past 5 or 6 years, PayPal's customer service team has been world-class. On a scale of 1 to 10, they are a clear 10.
Since I started my freelancer career 4 years ago I used PayPal to receive payments from my clients. I have never had problems receiving payments and everyone accepts this platform to make them. Currently there are many methods that can be much better, these can be cryptocurrencies or other methods such as Uphoald, Payeer or Skrill. However, if you are starting to receive multiple payments PayPal is the best option, since the registration is free, the verification of your account is quite simple and the limitations are practically nil.
Vorteile
PayPal is a payment platform that is easy to install and use
Your customers are probably already familiar with PayPal
You do not need a merchant account
You can receive payments from any client. They do not need to have a PayPal account
You can create very elegant and personalized payment formats
PayPal charges are lower than some merchant accounts
You can configure recurring payments (if you need it)
PayPal can be easily integrated into any shopping cart system
It is a platform that offers secure transactions for both sellers and buyers
Payments are fast, safe and convenient
You have the possibility to request a refund, after having transferred to another account (2 times I have done it successfully, your response is very fast, timely and efficient)
Nachteile
Regarding digital products, they are not covered by seller protection policies
The rates for Chargebacks can be very high
Although it has not happened to me personally, I know cases of users who have had their account suspended. Your funds have been frozen for months
Although it is a platform received in many payment systems, there is a large number of people who refuse to use PayPal. This can be limiting when doing business with these clients
Personally, I consider it a limitation that you can not transfer money from PayPal to other systems such as Payoneer, Paytm, Payeer, etc.
In-store selling:
- 2.7% per US swipe or PayPal transaction.
- 3.5% + $0.15 for keyed entry.
- An additional 1% and/or 2.5% currency conversion is charged to cards for international transactions.
Website selling & Invoicing:
- Upto $3,000 monthly: 2.9% + $0.30/transaction
- Upto $10,000 monthly: 2.5% + $0.30/transaction
- Upto $100,000 monthly: 2.2% + $0.30/transaction
- Over $100,000: Please contact PayPal
Weiter unter folgen häufig gestellte Fragen über PayPal.
PayPal bietet folgende Kostenpläne an:
Beginnt ab: $5/Monat
Preismodell: Kostenlos, Abonnement
Kostenlose Testversion: Nicht verfügbar
In-store selling:
- 2.7% per US swipe or PayPal transaction.
- 3.5% + $0.15 for keyed entry.
- An additional 1% and/or 2.5% currency conversion is charged to cards for international transactions.
Website selling & Invoicing:
- Upto $3,000 monthly: 2.9% + $0.30/transaction
- Upto $10,000 monthly: 2.5% + $0.30/transaction
- Upto $100,000 monthly: 2.2% + $0.30/transaction
- Over $100,000: Please contact PayPal
PayPal bietet die folgenden Funktionen:
PayPal hat die folgenden typischen Kunden:
Freie Mitarbeiter, Großunternehmen, Mittlere Unternehmen, Non Profit, Öffentliche Verwaltung, Kleine Unternehmen
PayPal unterstützt die folgenden Sprachen:
Arabisch, Chinesisch (vereinfacht), Chinesisch (traditionell), Tschechisch, Dänisch, Niederländisch, Englisch, Finnisch, Französisch, Deutsch, Hebräisch, Ungarisch, Indonesisch, Irisch, Italienisch, Japanisch, Koreanisch, Norwegisch, Polnisch, Portugiesisch, Russisch, Spanisch, Schwedisch, Taiwanisch, Thai, Türkisch, Ukrainisch
PayPal hat folgende Preismodelle:
Kostenlos, Abonnement
PayPal unterstützt die folgenden Geräte:
Android, iPhone
PayPal kann in folgende Anwendungen integriert werden:
3dcart, Erply, Formstack, FreeAgent, KashFlow, LightCMS, Little Green Light, Post Affiliate Pro, Setster, aMember Pro
PayPal bietet folgende Optionen für Kundensupport:
Häufig gestellte Fragen, Forum, Wissensdatenbank, Online-Support, Telefon-Support
would still recommend PayPal to everyone because you really don’t have any other options out there better than PayPal.
I think PayPal knows this and that’s why they don’t care to make adjustments.
I read somewhere that if you plan to travel or are changing the device you usually login with to PayPal, you can write to PayPal and explain this but I'm not sure if this works though. Maybe they could still ask to verify whether its truly you that is making the request.